I'm a property expert – the five mistakes homeowners make when building extensions
SPENDING more time at home has made families desperate for space.
But with property prices racing away and family houses in short supply, demand for home extensions is high.
In the 12 months to September 2021, some 250,000 planning permissions were granted for extensions, estate agent Savills found. And this year the trend looks set to continue.
Building an extension, annex and conservatory are among the top five home improvement projects for this year, according to tradesperson directory RatedPeople.com.
But before you steam ahead with grand extension plans, make sure you know the rules or you’ll upset the neighbours and wind up out of pocket.
Tom Edwards, partner in property disputes at LCF Law, said: “Homeowners must be cautious about getting into boundary and party wall disputes. It can affect the sale of their property and its value.
More in Property
Incredible home goes on sale – but you’ll have to deal with terrifying neighbours
My neighbour’s weeds are growing into my garden, what are my legal rights?
“Some homeowners think they are entitled to build on their land without considering neighbouring properties simply because it’s their land, or they think it is.
“But they don’t appreciate the traps they can fall into which can irretrievably break down relations between neighbours and could end up costing them thousands of pounds.”
Over the last two years, LCF has seen a 150% increase in boundary disputes between neighbours getting irate over home and garden improvements.
Tom explains the most common reasons neighbours fall out over extensions and how it can be avoided.
Most read in Money
Lidl urgently recalls beer and warns customers not to drink it
I'm being told to move 250miles to Wales… council said treat it like a HOLIDAY
I tested supermarket own-brand loo roll and the winner was better than Andrex
Inside farmhouse frozen in time for 60 years with creepy pictures on wall
Know your boundaries
Overstepping or misinterpreting property boundaries is a common cause of disputes, said Tom.
Title plans can be misleading. A red line on the plan indicates where your general boundary lies, not its precise location.
Tearing up fences to make way for your extension because you believe you own the land could cause a legal dispute.
To avoid this, you can apply to Land Registry who will send a surveyor to your property to have your boundary determined.
The Land Registry charges an application fee of £90. You’ll also have to pay surveying and legal fees.
“Alternatively, you can sign an agreement with your neighbour describing where the boundary is,” said Tom.
“Or you can play detective and review the original title deeds for your property, which in some cases could be 200 years old.
“This can be very complicated so it’s best to seek advice from a specialist surveyor or solicitor to save you expense and stress in the future.”
Party Wall Act notice
The Party Wall Act 1996 is a piece of legislation designed to prevent and resolve disputes between neighbours over building or digging work that affects a party wall.
A party wall is a wall shared between you and your neighbours common in semi-detached homes and terraces. However, your extension could fall under Party Wall rules.
Tom said: “If you want to start building work within six metres of an adjoining owner’s home you need to be conscious that by digging foundations you may fall within the Party Wall Act, which means you must serve written notice to your neighbour of your plans.”
A Party Wall notice must include the names of the owners planning the work, details of the construction, when it will start and be signed and dated.
RICS has produced a guide for homeowners on Party Wall regulations. Your neighbours could take legal action if you don’t serve notice.
Overhanging roof and guttering
If you build your extension right up to the boundary of your property, even if the outside wall does not encroach on your neighbour’s land, the overhanging roof or guttering might. This is known as trespassing.
Your neighbours could take you to court to force you to remove the trespass, which may mean you have to redesign or demolish your extension.
If your extension has not been built according to your planning permission and your neighbour complains to the council, you could be issued with an enforcement notice telling you to demolish your extension to comply.
Respect your neighbour’s rights
Before you build your extension, check if any neighbours have rights over the land you own such as a right of way.
“Let’s say there’s a footpath between two properties,” explained Tom. “The owner of that path might decide to extend their property on to it but by doing so they may be denying someone their right of way.
“This could be unlawful, and an injunction could be taken out against you to take down your extension.”
Your neighbour’s right to light is another factor to consider, adds Tom. This means they have the right to benefit from natural light, not sunlight.
Homeowners can find out which rights come with their property by reading their title deeds.
“Your title deeds might say a neighbour can’t build more than two stories up, for example, to protect your natural light,” said Tom.
“Owners can also acquire rights to light over time. If you’ve had the benefit of natural light to your property for 20 years or more, even if it’s not in your deeds, it can become your legal right.”
If your extension is blocking out next door’s natural light your neighbours could make a legal claim against you.
RICS’ consumer guide on Right to Light explains when your neighbours can make a claim.
Read More on The Sun
Putin could declare new world war within DAYS, warns Defence Secretary
The One Show fans all have the same complaint about Rob and Romesh interview
Right to Light is a common cause of neighbour disputes. One homeowner was upset after next door's tree started to block sunlight into his garden.
Elsewhere, we looked at one homeowner's rights when he was concerned about his neighbour's overgrowing bamboo.
We pay for your stories!
Do you have a story for The Sun Online Money team?
Email us at [email protected]
Source: Read Full Article